The use of target-date funds (TDFs) in 401(k) plans has increased rapidly in recent years. The percentage of all 401(k) plan participants using TDFs increased from 25 percent in 2007 to 31 percent in 2008. One of the reasons for this growth is that TDFs have been a popular choice for the default...

To establish current savings behavior, one necessary measurement of retirement preparation is identifying the percentage of workers with employment-based retirement plans, as well as understanding the characteristics of workers with and without access to such programs. The findings from this...

To establish existing savings behavior, it is necessary to estimate the percentage of workers with an employment-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings show that there has been a significant increase in...

Individual account retirement plans, such as 401(k) plans and individual retirement accounts (IRAs), have continued to increase their share of retirement assets (currently totaling about $7.5 trillion in assets), and this share is projected to grow further, particularly for private-sector...

This paper updates previous EBRI research on asset allocation in defined contribution plans and individual retirement accounts (IRAs) using the latest data from the Survey of Consumer Finances (SCF), a triennial interview survey of U.S. families sponsored by the Federal Reserve Board in...

This paper begins with an examination of the contributions of workers ages 21-64 to 401(k)-type plans. Next, it discusses ownership and average and median account balances of 401(k)-type plans and IRAs. The ownership of a combination of 401(k)-type plans and IRAs is then investigated across...