"Profitability improvements after the privatization of a large state-owned bank might come at the expense of reduced … access to financial services for some groups, especially the rural poor. The privatization of Tanzania's National Bank of … Commerce provides a unique episode for studying this issue. The bank was split into the "new" National Bank of Commerce, a …

--is part of a larger effort in the group to study the effects of bank privatization in developing countries"--World Bank web …