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We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary...
Persistent link: https://www.econbiz.de/10012207888
targeting household consumption and debt and might lead to regressive redistribution from low- to high …
Persistent link: https://www.econbiz.de/10014285743
consumption via managing inflation expectations based on the Euler equation. Unconventional fiscal policy uses trivial … announcements of future consumer-price increases to boost inflation expectations and consumption expenditure on impact. Instead …
Persistent link: https://www.econbiz.de/10012140994
consumption via managing inflation expectations based on the Euler equation. Unconventional fiscal policy uses trivial … announcements of future consumer-price increases to boost inflation expectations and consumption expenditure on impact. Instead …
Persistent link: https://www.econbiz.de/10012057290
We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary...
Persistent link: https://www.econbiz.de/10012171775
targeting household consumption and debt and might lead to regressive redistribution from low- to high …
Persistent link: https://www.econbiz.de/10014283722
Unconventional fiscal policy uses announcements of future increases in consumption taxes to generate inflation … expectations and accelerate consumption expenditure. It is budget neutral and time consistent. We exploit a unique natural …
Persistent link: https://www.econbiz.de/10011545431
Unconventional fiscal policy uses announcements of future increases in consumption taxes to generate inflation … expectations and accelerate consumption expenditure. It is budget neutral and time consistent. We exploit a unique natural …
Persistent link: https://www.econbiz.de/10011555501
household consumption, saving, and investment. …
Persistent link: https://www.econbiz.de/10011959470
) - do not change their consumption propensities with their inflation expectations. Low-IQ men are also less than half as … cognitive abilities, as well as economic expectations, consumption and borrowing plans, and total household debt from Finland … policies that operate through household consumption and borrowing decisions. …
Persistent link: https://www.econbiz.de/10011959471