D<sc>awson</sc> C., H<sc>enley</sc> A. and L<sc>atreille</sc> P. Individual motives for choosing self-employment in the UK: does region matter?, <italic>Regional Studies</italic>. Regional entrepreneurship policy is often framed in terms of spatial shortcomings in entrepreneurial culture. However, differences in why individuals choose...

This paper investigates the association between unrealised financial expectations (over-optimism) and subsequent mortgage repayment difficulties, using British longitudinal data. Evidence is provided that an increased probability of mortgage payment difficulties post committal is associated with...