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It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … means different things to different banksand different borrowers. How trust enablesthe credit market for SMEs through …-basedrelationship banking helpedto reduce the credit constraints faced by SMEs in the decade following the global financial crisis. …
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finance to SMEs; and low numbers of bank lending relationships maintained by SMEs. We find that bank mergers generate short …
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Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking relationships and distinguishing the three alternatives of "staying," "dropping," and "switching" of relationship. Single-relationship borrowers who "switch" to another bank...
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