Earlier studies have documented that foreign banks charge lower lending rates and interest spreads than domestic banks … demonstrate that banks differ significantly in terms of portfolio composition and we attest to the “portfolio composition … hypothesis” by showing that, having controlled for portfolio composition, there are no differences in lending rates between banks. …

allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …

We employ a unique dataset to study the impact of foreign bank ownership and mode of entry on banks’ lending rates to … transparent and opaque borrowers. We find that greenfield banks charge lower lending rates on average and we test for two … impact on banks’ portfolio composition in terms of borrowers, maturity, and currency. After controlling for these differences …

This paper shows that banking development spurs growth, even in a country with a high growth rate such as China … types of institutions ?banks and non-bank financial institutions ?have a (significantly different) impact on local economic … growth. Our findings show that banks outperfirm non-bank financial institutions. Only banking development exerts a …

How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the …

This paper provides evidence on the relationship between finance and growth in a fast growing country, such as China … of institutions - banks and non-bank financial institutions - have a (significantly different) impact on local economic …

firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … with the distance between the firm and competing banks.The effect of distance on the loan rate is statistically significant …

This paper provides evidence on the relationship between finance and high growth in China. Employing data for 27 … Chinese provinces over the period 1995–2003, we assess the impact of banks and non-bank financial institutions on local … economic growth. We argue that banks have had a larger impact than non-banks on local economic growth as they benefited earlier …

This paper shows that banking development spurs growth, even in a country with a high growth rate such as China … types of institutions ?banks and non-bank financial institutions ?have a (significantly different) impact on local economic … growth. Our findings show that banks outperform non-bank financial institutions. Only banking development exerts a …

This paper provides evidence on the relationship between finance and high growth in China. Employing data for 27 … Chinese provinces over the period 1995-2003, we assess the impact of banks and non-bank financial institutions on local … economic growth. We argue that banks have had a larger impact than non-banks on local economic growth as they benefited earlier …