We employ a unique dataset to study the impact of foreign bank ownership and mode of entry on banks’ lending rates to … transparent and opaque borrowers. We find that greenfield banks charge lower lending rates on average and we test for two … impact on banks’ portfolio composition in terms of borrowers, maturity, and currency. After controlling for these differences …

Earlier studies have documented that foreign banks charge lower lending rates and interest spreads than domestic banks … demonstrate that banks differ significantly in terms of portfolio composition and we attest to the “portfolio composition … hypothesis” by showing that, having controlled for portfolio composition, there are no differences in lending rates between banks. …

allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …

replaced. Using Belgian data, we find that single-relationship borrowers of target banks are more likely than other borrowers …

replaced. Using Belgian data, we find that single-relationship borrowers of target banks are more likely than other borrowers …

allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …

allocation in emerging markets. We investigate the impact of the mode of foreign entry – greenfield and takeover – on banks … determines bank credit allocation. In particular, we find that foreign banks that enter via greenfield investment devote a higher … differences between the portfolio composition of takeover and domestic private banks. We also document that there is a significant …

replaced. Using Belgian data, we find that single-relationship borrowers of target banks are more likely than other borrowers …

We study the impact of higher capital requirements on banks' decisions to grant collateralized rather than … uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to … lending for the affected banks as secured loans require less regulatory capital. Using a loan-level data set covering all …

We study the impact of higher capital requirements on banks' decisions to grant collateralized rather than … uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to … lending for the affected banks as secured loans require less regulatory capital. Using a loan-level dataset covering all …