The traditional role of a bank was to transfer funds from savers to investors, engaging in maturity transformation … exposure to countries with various currencies, regulation and monetary policy regimes -- and an increased reliance on financial … innovation and technology. These new bank business models have had repercussions on the loan contract. In particular, the main …

We review existing empirical research on the design and impact of regulation in the banking sector. The impact of each … individual piece of regulation may inexorably depend on the set of regulations already in place, the characteristics of the banks …-taking behavior), and the institutional development of the country where the regulation is introduced. This complexity is challenging …

How does bank distress impact their customers' probability of default and trade credit availability? We address this … question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times … of distress and crisis, featuring the different transmission of bank distress shocks into already weakened firm balance …

How does bank distress impact their customers' probability of default and trade credit availability? We address this … question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times … of distress and crisis, featuring the different transmission of bank distress shocks into already weakened firm balance …