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To Ask or Not To Ask? Bank Capital Requirements and Loan Collateralization
Degryse, Hans - 2019
We study the impact of higher capital requirements on banks' decisions to grant collateralized rather than uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to increase their regulatory capital but not others. This...
Persistent link: https://www.econbiz.de/10012897240
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On-site inspecting zombie lending
Bonfim, Diana; Cerqueiro, Geraldo; Degryse, Hans; … - 2020
In spite of growing regulatory pressure in most developed economies, “zombie lending” remains a widespread practice by banks. In this paper we exploit a series of large-scale on-site inspections made on the credit portfolios of several Portuguese banks to investigate how these inspections...
Persistent link: https://www.econbiz.de/10012181560
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Preventing a Banking Crisis : Fiscal Support and Loan Loss Provisions during the COVID-19 Pandemic
Degryse, Hans; Huylebroek, Cédric - 2022
This paper studies how fiscal policy in the eurozone and the United States (US) affected banks’ loan loss provisioning … transfers) support, we examine how both types of measures individually affected banks’ loan loss provisioning. The results …-specific and macroeconomic factors. The negative association between government support and loan loss provisions is almost …
Persistent link: https://www.econbiz.de/10013305602
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Fiscal support and banks' loan loss provisions during the COVID-19 crisis
Degryse, Hans; Huylebroek, Cédric - In: Journal of financial stability 67 (2023), pp. 1-17
Persistent link: https://www.econbiz.de/10014455487
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Identifying credit supply shocks with bank-firm data : methods and applications
Degryse, Hans; De Jonghe, Olivier; Jakovljević, Sanja; … - 2018
Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi-bank firms and ignore firms borrowing from only one bank. Yet, these single-bank firms are often the majority of firms in an economy and most prone to credit supply shocks. We propose...
Persistent link: https://www.econbiz.de/10011920502
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To ask or not to ask? : bank capital requirements and loan collateralization
Degryse, Hans; Karapetyan, Artashes; Karmakar, Sudipto - 2018
Persistent link: https://www.econbiz.de/10012098837
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To ask or not to ask : bank capital requirements and loan collateralization
Degryse, Hans; Karapetyan, Artashes; Karmakar, Sudipto - 2019
Persistent link: https://www.econbiz.de/10011967074
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To ask or not to ask? : bank capital requirements and loan collateralization
Degryse, Hans; Karapetyan, Artashes; Karmakar, Sudipto - In: Journal of financial economics 142 (2021) 1, pp. 239-260
Persistent link: https://www.econbiz.de/10012650706
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The real effects of bank distress : evidence from bank bailouts in Germany
Bersch, Johannes; Degryse, Hans; Kick, Thomas; Stein, Ingrid - 2019
How does bank distress impact their customers' probability of default and trade credit availability? We address this question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times of distress and crisis, featuring the different...
Persistent link: https://www.econbiz.de/10012103361
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The real effects of bank distress : evidence from bank bailouts in Germany
Bersch, Johannes; Degryse, Hans; Kick, Thomas; Stein, Ingrid - 2019
How does bank distress impact their customers' probability of default and trade credit availability? We address this question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times of distress and crisis, featuring the different...
Persistent link: https://www.econbiz.de/10012108717