Showing 1 - 10 of 199
, lending and risk-taking of the affiliated subsidiaries. Using a combination of bank and loan-level data, we find that once a …
Persistent link: https://www.econbiz.de/10014349645
We employ a unique dataset to study the impact of foreign bank ownership and mode of entry on banks’ lending rates to … composition with a focus on more transparent borrowers. Our analysis shows that bank ownership and mode of entry have a large …, we do not find any impact of foreign bank ownership and mode of entry on lending rates, which is in line with the …
Persistent link: https://www.econbiz.de/10005062833
types of institutions ?banks and non-bank financial institutions ?have a (significantly different) impact on local economic … growth. Our findings show that banks outperfirm non-bank financial institutions. Only banking development exerts a …
Persistent link: https://www.econbiz.de/10010313265
This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011506568
Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …
Persistent link: https://www.econbiz.de/10011506699
We show that competing firms relax overall competition by lowering future barriers to entry. We illustrate our findings in a two-period model with adverse selection where banks strategically commit to disclose borrower information. By doing this, they invite rivals to enter their market....
Persistent link: https://www.econbiz.de/10011541031
How does bank distress impact their customers' probability of default and trade credit availability? We address this … question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times … of distress and crisis, featuring the different transmission of bank distress shocks into already weakened firm balance …
Persistent link: https://www.econbiz.de/10012103361
How does bank distress impact their customers' probability of default and trade credit availability? We address this … question by looking at a unique sample of German firms from 2000 to 2011. We follow their firm-bank relationships through times … of distress and crisis, featuring the different transmission of bank distress shocks into already weakened firm balance …
Persistent link: https://www.econbiz.de/10012108717
This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011625812
It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …
Persistent link: https://www.econbiz.de/10012632147