Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi-bank …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi-bank … firms. Using matched bank-firm credit data from Belgium, we show that firms borrowing from banks with negative credit supply …

impact of competition on bank orientation - i.e., the choice of relationship based versus transactional banking - and bank … industry specialization. We empirically investigate the impact of interbank competition on bank branch orientation and …. We find that bank branches facing stiff local competition engage relatively more in relationship-based lending but …