firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … discrimination in bank lending.Loan rates decrease with the distance between the firm and the lending bank and similarly increase … driven by the modest changes over time in lending technology that we infer.We deduce that transportation costs cause the …

We employ a unique dataset to study the impact of foreign bank ownership and mode of entry on banks’ lending rates to … transparent and opaque borrowers. We find that greenfield banks charge lower lending rates on average and we test for two … hypotheses that can explain the lower cost of credit of these institutions: (1) superior performance or (2) different portfolio …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi … economy and most prone to credit supply shocks. We propose and underpin an alternative demand control (using industry …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

-loan supply that include these single-relationship firms. Using bank-firm matched credit data from Belgium for the period 2002 … correlate significantly with interbank liabilities growth and bank lending standards. Firms borrowing from banks with negative …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

.We find that bank branches facing stiff local competition engage relatively more in relationship-based lending but specialize …How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the … impact of competition on bank orientation í L H WKH choice of relationship based versus transactional banking í DQG EDQN …