Beck, Thorsten; Demirgüç-Kunt, Asli; Maksimovic, Vojislav - In: Proceedings (2004), pp. 627-654
Using a unique database for 74 countries and for firms of small, medium, and large size we assess the effect of banking market structure on the access of firms to bank finance. We find that bank concentration increases obstacles to obtaining finance, but only in countries with low levels of...