Demirgüç-Kunt, Asli; Detragiache, Enrica - 2021
This study analyzes panel data for 61 countries during 1980-97 and concludes that explicit deposit insurance tends to … be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment … is weak. Also, the adverse impact of deposit insurance on bank stability tends to be stronger when the coverage offered …