Deposit insurance is a widely adopted policy to promote financial stability in the banking sector. Deposit insurance … unintended consequence of encouraging banks to take on excessive risk. This paper reviews the economic costs and benefits of … deposit insurance and highlights the importance of institutions and specific design features for how well deposit insurance …

Deposit insurance is a widely adopted policy to promote financial stability in the banking sector. Deposit insurance … unintended consequence of encouraging banks to take on excessive risk. This paper reviews the economic costs and benefits of … deposit insurance and highlights the importance of institutions and specific design features for how well deposit insurance …

the financial crisis. We differentiate among various types of capital ratios: the Basel risk-adjusted ratio; the leverage … capital is stronger when capital is measured by the leverage ratio rather than the risk-adjusted capital ratio; (iv) higher …

This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend … their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees … Index capturing the generosity of the deposit insurance scheme and government guarantees on banks' balance sheets. The data …