Banking organizations in the United States have long been subject to two broad categories of regulatory standards. The first is permissive: a "positive" grant of rights and privileges, typically via a charter for a corporate entity, to engage in the business of banking

This paper summarizes the status of general-purpose central bank digital currencies (CBDCs) within seventeen countries and the Euro Area. This paper also documents the proposed design features and functionalities, if applicable, of each country's proposed or piloted CBDC. This paper finds that...