This paper uses longitudinal data to perform tests of asymmetric information in the French automobile insurance market …).We demonstrate that the result of the test depends crucially on how the dynamic process between insurance claims and contract choice …

The goal of this study is to develop a tool to aid insurance company adjusters in their decision making and to ensure …

Information problems have a large role to play in insurance markets and the regulations governing these markets were in …

In this survey we present some of the more significant results in the literature on adverse selection in insurance …

In this paper, we propose an empirical analysis of the presence of adverse selection in an insurance market. We first …

This paper attemps to rationalize the use of insurance covenants in financial contracts, and shows how external … financing generates a demand for insurance by risk-neutral entrepreneurs. In our model, the entrepreneur needs external … insurance and banking activities are exogenously separated. Finally, we show how are results imply 'induced risk aversion' for …

Some Current Insurance Markets Are Troubled by the Presence of Systematic Risk Or by the Inability of the Parties to … Specify the Distribution for Aggregate Loss. Such Circumstances Partly Characterise the Topical "Liability Insurance Crisis … Mutals Appear to Outperform Stock Insurance Companies When There Is Undiversifiable Risk. These Results Represent an …