This paper demonstrates the existence of adverse selection in the group insurance market with no individual choice. We … provide evidence against the “conventional wisdom” that group insurance mitigates adverse selection because of the mixture of …

This article examines the determinants of cyber insurance participation, the amount of coverage offered, and the … offer cyber insurance to capitalize on their competitive advantage in understanding and pricing cyber risks and to balance … their risks between investment and underwriting. We find limited evidence that insurers participate in cyber insurance to …

sind, zeichnen sich durch hohe Kosteneffizienz aus. Das dritte Kapitel analysiert die Auswirkungen von Globalisierung … sind. Der negative Zusammenhang resultiert aus einer, mit der Globalisierung einhergehenden, Erhöhung der Kosteneffizienz …This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of …

globalization on life insurers' performance. However, the nonlife insurance industry's idiosyncrasies render this relationship … relationship between the degree of internationalization and firm performance (I-P relationship). Considering the global insurance … internationalization. The life insurance industry's idiosyncrasies lead to relatively high liability of foreignness that compromise cost …