This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of … insurance transactions (Essays I and IV) as well as insurance operations and strategies (Essays II and III). These questions are … relevant both to the insurance academic community and to the insurance industry. The methodologies explored in the dissertation …

We estimate economies of scale and scope as well as cost efficiency to explain the structure of the global reinsurance … benefits of size and product diversification play significant roles in the reinsurance industry as risk diversification is at … with the efficient structure hypothesis and suggests an optimal size range for reinsurance firms from which the current …

influences demand, both within the microinsurance and the traditional insurance markets. A comparison with traditional markets … effects on the decision to buy microinsurance. The influence of trust on insurance take-up and the unanticipated results for …