Li, Wei; Ernst, Keith S. - In: Housing Policy Debate 18 (2007) 2, pp. 347-391
<title>Abstract</title> We examine the effects of 33 state predatory lending regulatory regimes on the flow and cost of subprime residential mortgage credit. We use the Loan Performance Subprime Asset‐Backed Securities Database to analyze almost 7 million subprime home loans originated between January 1998...