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The role of securitization in mortgage renegotiation
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2011
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial … 36% more likely to be renegotiated than comparable securitized mortgages (4.2 to 5.7% in absolute terms). Also …
Persistent link: https://www.econbiz.de/10010292147
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Market-Based loss mitigation practices for troubled mortgages following the financial crisis
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2010
show that the majority of delinquent mortgages do not enter any loss mitigation program or become a part of foreclosure …
Persistent link: https://www.econbiz.de/10010292190
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CRA and fair lending regulations: resulting trends in mortgage lending
Evanoff, Douglas D.; Segal, Lewis M. - In: Economic Perspectives (1996) Nov, pp. 19-46
This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with...
Persistent link: https://www.econbiz.de/10005373204
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Community Reinvestment Act rating downgrades and changes in bank lending behavior
Dahl, Drew; Evanoff, Douglas D.; Spivey, Michael F. - Federal Reserve Bank of Chicago - 1999
Persistent link: https://www.econbiz.de/10010723630
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Does the Community Reinvestment Act influence lending? an analysis of changes in bank low-income mortgage activity
Dahl, Drew; Evanoff, Douglas D.; Spivey, Michael F. - Federal Reserve Bank of Chicago - 2000
Anecdotal evidence that the Community Reinvestment Act (CRA) influences the lending behavior of financial institutions has not been uniformly supported by empirical research. We revisit this issue by evaluating changes in low-income mortgage lending at commercial banks over the 1992-96 period....
Persistent link: https://www.econbiz.de/10005420033
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The role of securitization in mortgage renegotiation
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - In: Journal of Financial Economics 102 (2011) 3, pp. 559-578
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial …–36% more likely to be renegotiated than comparable securitized mortgages (4.2–5.7% in absolute terms). Also, modifications of …
Persistent link: https://www.econbiz.de/10010576085
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Market-based loss mitigation practices for troubled mortgages following the financial crisis
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - Federal Reserve Bank of Chicago - 2011
show that the majority of delinquent mortgages do not enter any loss mitigation program or become a part of foreclosure …
Persistent link: https://www.econbiz.de/10008852882
Cover Image
The role of securitization in mortgage renegotiation
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - Federal Reserve Bank of Chicago - 2011
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial … 36% more likely to be renegotiated than comparable securitized mortgages (4.2 to 5.7% in absolute terms). Also …
Persistent link: https://www.econbiz.de/10008852883