The aim of the paper is to analyse the ability of persons or households, with earnings mainly out of independent work, to save money and to look on the specific kind of provisions they have made against so called social risks. To characterise the ability to save, the income and wealth...

One of the characteristics of the structural development in the Federal Republic of Germany is the increase of self-employment. In contrary to the regulations for dependent employees, a large part of self-employed persons are not included in the social security system. Social security insurances...

The aim of the paper is to point to some emerging problems concering the social security of the self-employed. There is a call for action related to the social security systems of the single states and the intergovernmental coordination. In this context the point of view of the European...

Most of previous empirical analyses concerning the consumption of private households mainly took specific goods or groups of goods into consideration yielding rather a rag rug than a consistent picture. The aim of the analysis is to sort out some of the partially dispa-rate results and to draw...

Rund zehn Prozent aller Erwachsenen in Deutschland haben in den vergangenen 15 Jahren mindestens eine Erbschaft oder größere Schenkung erhalten. Die durchschnittliche Höhe dieser Erbschaften beläuft sich dabei real auf etwas mehr als 85000 Euro pro Person, jene der Schenkungen auf 89000...

The study focuses on the usage of income in Germany as well as in Lower Saxony. Concretely, the material situation of the German and the Lower Saxonian persons in the household context and their willingness for expenditures are stated. As database the scientific use file of the Income and...

Rund zehn Prozent aller Erwachsenen in Deutschland haben in den vergangenen 15 Jahren mindestens eine Erbschaft oder größere Schenkung erhalten. Die durchschnittliche Höhe dieser Erbschaften beläuft sich dabei real auf etwas mehr als 85000 Euro pro Person, jene der Schenkungen auf 89000...