's Ant Financial to facilitate mutual risk sharing of critical illness exposures. XHB reached nearly 100 million members in … this restriction potentially leads to separating equilibrium, a la Rothschild-Stiglitz, where low-risk individuals enroll … in XHB while high-risk individuals purchase critical illness insurance. Data shows that the incidence rate of the covered …

in explaining the enormous but puzzling county-level variations in development performance in Fujian province of China …