This paper sets out to clarify the pattern of evolution of the local bank model in Italy by systematic study of their distinctive institutional and economic features. From the institutional point of view, local banks have historically adopted three different forms of governance in Italy: the...

In this paper we examine the potential impact of e-banking on local banks. More specifically, with reference to the Italian experience, the empirical analysis in the first part shows that the introduction of e-banking has been significantly slower in banks with a low turnover of board members, a...