We are calling for comparisons of banking and banking systems from a spatial perspective. Therefore, this paper develops a classification identifying decentralized and centralized banking according to two characteristics: geographical market orientation (regional vs. supraregional) – to...

By lending to SMEs at low geographical distance, banks can realise competitive advantage due to enhanced access to soft information that allows the better screening of firms. As especially regional banks lend at a low distance, the decentralised German banking system is deemed ideal for SME...

Die dezentralen Sparkassen und Kreditgenossenschaften in Deutschland gelten als prädestinierter Finanzpartner von KMU. Jedoch werden Zweifel an der Bedeutung und Zukunftsfähigkeit dieser mehr als 1.400 kleinen und regionalen Banken geäußert. Exemplarisch zeigen wir auf, dass dezentrale...

We are calling for comparisons of banking and banking systems from a spatial perspective. Therefore, this paper develops a classification identifying decentralized and centralized banking according to two characteristics: geographical market orientation (regional vs. supraregional) - to...

We are calling for comparisons of banking and banking systems from a spatial perspective. Therefore, this paper develops a classification identifying decentralized and centralized banking according to two characteristics: geographical market orientation (regional vs. supraregional) – to...

German Abstract: Die dezentralen Sparkassen und Kreditgenossenschaften in Deutschland gelten als prädestinierter Finanzpartner von KMU. Jedoch werden Zweifel an der Bedeutung und Zukunftsfähigkeit dieser mehr als 1.400 kleinen und regionalen Banken geäußert. Exemplarisch zeigen wir auf, dass...

By lending to SMEs at low geographical distance, banks can realise competitive advantage due to enhanced access to soft information that allows the better screening of firms. As especially regional banks lend at a low distance, the decentralised German banking system is deemed ideal for SME...

Die dezentralen Sparkassen und Kreditgenossenschaften in Deutschland gelten als prädestinierter Finanzpartner von KMU. Jedoch werden Zweifel an der Bedeutung und Zukunftsfähigkeit dieser mehr als 1.400 kleinen und regionalen Banken geäußert. Exemplarisch zeigen wir auf, dass dezentrale...

By lending to SMEs at low geographical distance, banks can realise competitive advantage due to enhanced access to soft information that allows the better screening of firms. As especially regional banks lend at a low distance, the decentralised German banking system is deemed ideal for SME...

We are calling for comparisons of banking and banking systems from a spatial perspective. Therefore, this paper develops a classification identifying decentralized and centralized banking according to two characteristics: geographical market orientation (regional vs. supraregional) – to...