Similar Search Results

Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom

Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2020

Persistent link: https://www.econbiz.de/10012230641

Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom

Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2018

An expansion in mortgage credit to subprime borrowers is widely believed to have been a principal driver of the 2002 … purchase mortgages to subprime borrowers. We also document that the expansion in speculative mortgage products and underwriting …

Persistent link: https://www.econbiz.de/10011895606

Estimating the effect of mortgage foreclosures on nearby property values : a critical review of the literature

Frame, W. Scott - 2010

In response to the wave of residential mortgage foreclosures in the past few years, federal, state and local government … seeks to estimate the negative effects of residential mortgage foreclosures. This review suggests that foreclosed properties …

Persistent link: https://www.econbiz.de/10009419423

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

Conklin, James; Frame, W. Scott; Gerardi, Kristopher S.; … - 2020

An expansion in mortgage credit to subprime borrowers is widely believed to have been a principal driver of the 2002 …

Persistent link: https://www.econbiz.de/10014048863

Villains or scapegoats? : the role of subprime borrowers in driving the US housing boom

Conklin, James N.; Frame, W. Scott; Gerardi, Kristopher; … - In: Journal of financial intermediation 51 (2022), pp. 1-18

Persistent link: https://www.econbiz.de/10013401646

Government litigation risk and the decline in low-income mortgage lending

Frame, W. Scott; Gerardi, Kristopher; Mayer, Erik J.; … - 2024

Federal Housing Administration (FHA) mortgage insurance program. The suits led to more than $5 billion in settlements and … exit has significantly reduced low-income households' overall access to mortgage credit. …

Persistent link: https://www.econbiz.de/10014582832

Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?

Frame, W. Scott; White, Lawrence J. - 2004

mortgage finance. We describe the special features of these two companies and their roles in the mortgage markets. We then …

Persistent link: https://www.econbiz.de/10005846884

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

White, Lawrence J.; Frame, W. Scott - Federal Reserve Bank <Atlanta, Ga.> - 2004

This paper examines two major forces that may soon increase competition in the U.S. secondary conforming mortgage … market: 1) the expansion of Federal Home Loan Bank mortgage purchase programs, and 2) the adoption of revised risk …

Persistent link: https://www.econbiz.de/10005846886

The Federal Home Loan Bank System and U.S. housing finance

Frame, W. Scott - 2016

This paper examines the role of the Federal Home Loan Bank (FHLB) System in the U.S. housing finance system. This cooperatively owned government-sponsored enterprise has changed markedly over the past 25 years as a result of membership liberalization and the demise of thrift institutions. Today,...

Persistent link: https://www.econbiz.de/10011417743

Agency conflicts in residential mortgage securitization : what does the empirical literature tell us?

Frame, W. Scott - 2016

research for the U.S. home mortgage market suggests that securitization itself may not have been a problem, but rather the …

Persistent link: https://www.econbiz.de/10011623267