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Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom
Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2020
Persistent link: https://www.econbiz.de/10012230641
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Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom
Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2018
An expansion in mortgage credit to subprime borrowers is widely believed to have been a principal driver of the 2002 … purchase mortgages to subprime borrowers. We also document that the expansion in speculative mortgage products and underwriting …
Persistent link: https://www.econbiz.de/10011895606
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The Federal Home Loan Bank System and U.S. housing finance
Frame, W. Scott - 2016
This paper examines the role of the Federal Home Loan Bank (FHLB) System in the U.S. housing finance system. This cooperatively owned government-sponsored enterprise has changed markedly over the past 25 years as a result of membership liberalization and the demise of thrift institutions. Today,...
Persistent link: https://www.econbiz.de/10011417743
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Agency conflicts in residential mortgage securitization : what does the empirical literature tell us?
Frame, W. Scott - 2016
research for the U.S. home mortgage market suggests that securitization itself may not have been a problem, but rather the …
Persistent link: https://www.econbiz.de/10011623267
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The failure of supervisory stress testing : Fannie Mae, Freddie Mac, and OFHEO
Frame, W. Scott; Gerardi, Kristopher; Willen, Paul - 2015 - This version: March 2015
these GSEs as mortgage market conditions deteriorated in 2007 and 2008. The analysis focuses on a key element of OFHEO …
Persistent link: https://www.econbiz.de/10010510096
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The failure of supervisory stress testing : Fannie Mae, Freddie Mac, and OFHEO
Frame, W. Scott; Gerardi, Kristopher; Willen, Paul - 2015
for Fannie Mae and Freddie Mac. We study a key component of OFHEOs model - 30-year fixed-rate mortgage performance - and … in a significant underprediction of mortgage credit losses and associated capital needs at Fannie Mae and Freddie Mac …
Persistent link: https://www.econbiz.de/10010499577
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Special issue: the appropriate role of government in U.S. mortgage markets : overview of the U.S. mortgage finance system
Frame, W. Scott (ed.); Tracy, Joseph S. (ed.) - 2018
Persistent link: https://www.econbiz.de/10012214350
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Competition for Fannie Mae and Freddie Mac?
Frame, W. Scott; White, Lawrence J. - In: Regulation : the Cato review of business and government 27 (2004) 3, pp. 56-60
Persistent link: https://www.econbiz.de/10002415106
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Federal home loan bank advances and commercial bank portfolio composition
Frame, W. Scott; Hancock, Diana; Passmore, Stuart Wayne - 2007
Persistent link: https://www.econbiz.de/10003827167
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Federal Home Loan Bank advances and commercial bank portfolio composition
Frame, W. Scott; Hancock, Diana; Passmore, Stuart Wayne - In: Journal of money, credit and banking : JMCB 44 (2012) 4, pp. 661-683
Persistent link: https://www.econbiz.de/10009576610