2014 marks the 10-year anniversary of the introduction of health savings accounts (HSAs), created by Congress in 2003. In 2013, enrollment in HSA-eligible health plans was estimated to range from 15.5 million to 20.4 million policyholders and their dependents. Nearly 11 million accounts holding...

Using data from the Displaced Worker Survey Current Population Survey this paper examines displaced workers between 1997 and 1999, a period of strong economic growth, and compares it with displaced workers between 1993 and 1995. We find that between 1997 and 1999, 7.5 million workers reported...

The relationship between income and health insurance coverage is strong. In general, an individual's likelihood of having health insurance coverage increases with income. According to U.S. Census Bureau estimates of the March 1999 Current Population Survey (CPS), 25.2 percent of individuals in...

The Patient Protection and Affordable Care Act (PPACA) enacted March 23, 2010, requires that group health plans and insurers make dependent coverage available for children until they attain the age of 26, regardless of tax or student status, or dependent status as it relates to financial...

This paper examines HSA and HRA assets, account balances, and rollover amounts, using data from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey (CEHCS), sponsored by the Employee Benefit Research Institute and Mathew Greenwald & Associates. It then examines differences and trends in...

This paper presents findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey. This study is based on an online survey of 4,703 privately insured adults ages 21-64 to provide nationally representative data regarding the growth of consumer-driven health plans (CDHPs) and...

There is a strong link between health benefits and employment. As a result, employment-based health benefits are the most common form of health insurance for nonpoor and nonelderly individuals in the United States. In 2010, 58.7 percent of nonelderly individuals (under age 65) were covered by an...

This paper provides historical data through 2010 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the U.S. Census Bureau’s March 2011 Current Population Survey (CPS), it reflects 2010 data. It also discusses trends in...

This paper examines the relationship between health benefits and union status and the impact of the recent recession on that relationship. Since union workers account for a declining share of the working population in the private sector, further erosion of unionization is likely to coincide with...

There is a strong link between health benefits and employment. As a result, employment-based health benefits are the most common form of health insurance for nonpoor and nonelderly individuals in the United States. In 2009, 59 percent of nonelderly individuals were covered by an employment-based...