This paper updates previous estimates by the Employee Benefit Research Institute on savings needed to cover health insurance premiums and health care expenses in retirement. Much like EBRI's 2012 report, this analysis finds that the savings targets for a 65-year-old retiring in 2013 were not...

This paper examines the amount of savings Medicare beneficiaries are projected to need to cover program deductibles, premiums and other health expenses in retirement. For the purposes of this study, health expenses include premiums for Medicare Parts B and D, premiums for Medigap Plan F, and...

Managed competition and a health insurance exchange appear to be the primary proposed vehicles for expanding Americans' access to health insurance coverage. For managed competition to work, most analysts agree that a number of components will need to be included: individual mandates, risk...

This paper examines whether offering a health savings account (HSA)-eligible health plan for free, alongside other health plan options with a premium, alters employee enrollment choices; and if responders differ by health status. The data for this study come from two large employers and cover...

This paper examines fundamental tax reform as it relates to employment-based health benefits and health insurance. It focuses on the specifics of the Bush proposal, but the issues apply to the overall concept of changing the way health insurance is taxed. It summarizes the current tax treatment...

This paper examines the notion that employers have reached a tipping point over health costs and will cease offering health care benefits to their workers. In the end, an evaluation of recent data does not suggest that the end of employment-based health benefits is upon us. However, the message...

This paper presents findings from the 2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey. Findings from the 2007 survey are compared with our findings from 2005 and 2006. In 2007, 2 percent of the population was enrolled in a consumer-driven health plan (CDHP), up from 1 percent in...

This paper reviews recent trends in coverage for workers by hours worked and firm size. It examines data from the U.S. Census Bureau's most recent Current Population Survey. It examines trends in coverage for workers employed full time, 30-39 hours, and fewer than 30 hours. The Patient...

This paper examines data from the SHRM/EBRI 2014 Health Benefits Survey. The survey was conducted in February and March 2014 by the Society for Human Resource Management (SHRM) and the Employee Benefit Research Institute (EBRI) to better understand changes to employer-sponsored health coverage...