This paper examines the implications of changing the tax treatment of employment-based health coverage. It discusses the current tax treatment of health coverage and various proposals to change the tax treatment of health coverage. The implications of changing the tax treatment are also...

This EBRI Notes article examines the amount of savings Medicare beneficiaries are projected to need to cover program premiums, deductibles, and certain other health expenses in retirement. More specifically, for the purposes of this study, the health expenses for which savings are accumulated...

2014 marks the 10-year anniversary of the introduction of health savings accounts (HSAs), created by Congress in 2003. In 2013, enrollment in HSA-eligible health plans was estimated to range from 15.5 million to 20.4 million policyholders and their dependents. Nearly 11 million accounts holding...

This paper examines public opinion surrounding health insurance and retirement. The data come from the EBRI/MGA 2012 Health Confidence Survey (HCS), which explores a broad spectrum of health care issues, including Americans’ satisfaction with health care today, their confidence in the future...

This paper examines the state of employment-based health benefits, updating prior EBRI research that examined trends in coverage on a monthly basis, over the time period from December 1995 to July 2011. Examining these data on a monthly basis allows a more accurate identification of changes in...

Five years after passage of the Patient Protection and Affordable Care Act of 2010 (PPACA), implementation of many of its provisions and delay of others, a majority of workers continue to give low marks to the U.S. health care system. This paper examines public opinion with respect to various...

This paper examines satisfaction with various aspects of health care by type of health plan among three groups of health-plan enrollees: those with a consumer-driven health plan (CDHP), those with a high-deductible health plan (HDHP), and those with traditional coverage. The findings presented...

This paper presents Employee Benefit Research Institute (EBRI) estimates from the U.S. Census Bureau's March 2008 Current Population Survey (CPS) on the health insurance status of the near elderly, adults ages 55-64. EBRI's estimates reveal that adults ages 55-64 were one of two groups - the...

Managed competition and a health insurance exchange appear to be the primary proposed vehicles for expanding Americans' access to health insurance coverage. For managed competition to work, most analysts agree that a number of components will need to be included: individual mandates, risk...

This paper presents Employee Benefit Research Institute (EBRI) estimates from the U.S. Census Bureau's March 2006 Current Population Survey on the health insurance status of the near elderly, adults ages 55-64. The findings reveal that the near elderly were one of two groups (the other was...