2014 marks the 10-year anniversary of the introduction of health savings accounts (HSAs), created by Congress in 2003. In 2013, enrollment in HSA-eligible health plans was estimated to range from 15.5 million to 20.4 million policyholders and their dependents. Nearly 11 million accounts holding...

This year marks the 10th anniversary of the creation of health savings accounts (HSAs) under the Medicare Prescription Drug, Improvement, and Modernization Act of 2003. The EBRI HSA Database contains data collected from various HSA providers on 1.5 million accounts with total assets of $2.7...

The Patient Protection and Affordable Care Act (PPACA) enacted March 23, 2010, requires that group health plans and insurers make dependent coverage available for children until they attain the age of 26, regardless of tax or student status, or dependent status as it relates to financial...

The Patient Protection and Affordable Care Act (PPACA) requires group health plans that offer dependent coverage to make that coverage available to workers’ children until they reach age 26, regardless of student status, marital status, or financial support by the employees. A number of...

The Employee Benefit Research Institute (EBRI) maintains a wealth of data collected from various health savings account (HSA) providers. The EBRI HSA Database contains 2.9 million accounts with total assets of $5 billion as of Dec. 31, 2014. This paper is the second annual report drawing on...

The Employee Benefit Research Institute (EBRI) maintains data on health savings accounts (HSAs) collected from various recordkeepers. The EBRI HSA Database contains four million accounts with total assets of $7.4 billion as of Dec. 31, 2015. This paper is the third annual report drawing on...

The new Medicare drug law that was enacted in late 2003 makes two changes that supporters of the law say should make it easier for today's workers to prepare to pay the medical bills they will confront in retirement: prescription drug benefits (the new Medicare Part D) and health savings...

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of, and individual behavior in, Health Savings Accounts (HSAs). The HSA database contains 5.5 million accounts with total assets of $11.4 billion as of Dec. 31, 2016. This paper is the first...

The Census Bureau finds that individuals with family income of $50,000 or more account for 11 million individuals (or 25 percent) of the uninsured and are the fastest-growing segment of the uninsured. This paper examines why this apparently high-income population does not have health insurance...

The relationship between income and health insurance coverage is strong. In general, an individual's likelihood of having health insurance coverage increases with income. According to U.S. Census Bureau estimates of the March 1999 Current Population Survey (CPS), 25.2 percent of individuals in...