looks at the effects of the HSA plan on the absolute and relative use of brand-name and generic drugs. It was expected that … patients were more likely to choose a generic over a brand-name drug under the terms of the newly imposed HSA plan. In the … choose less expensive generics over brand names if they view those medications as equivalents or comparatively effective …

would cover care; asked for a generic drug instead of a brand name; talked to their doctor about treatment options and costs …

-conscious behaviors such as checking pricing before getting services or asking for generic drugs instead of brand names, among other …