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Scale effects on efficiency and profitability in the Swiss banking sector
Blatter, Marc; Fuster, Andreas - In: Swiss journal of economics and statistics 158 (2022) 1, pp. 1-24
This paper analyzes efficiency and profitability in the Swiss banking sector over the period 1997-2019. We find strong … evidence for scale economies: for most banks in the sample, efficiency and profitability increase with bank size. Using an … instrumental variables strategy for a subset of geographically restrained banks, we find that the effect of size on efficiency and …
Persistent link: https://www.econbiz.de/10013269806
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The role of technology in mortgage lending
Fuster, Andreas; Plosser, Matthew; Schnabl, Philipp; … - 2018
suggest that technological innovation has improved the efficiency of financial intermediation in the U.S. mortgage market. …
Persistent link: https://www.econbiz.de/10011795430
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Scale effects on efficiency and profitability in the Swiss banking sector
Blatter, Marc; Fuster, Andreas - 2021
Persistent link: https://www.econbiz.de/10012610742
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Scale effects on efficiency and profitability in the Swiss banking sector
Blatter, Marc; Fuster, Andreas - 2021
Persistent link: https://www.econbiz.de/10012614847
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The role of technology in mortgage lending
Fuster, Andreas; Plosser, Matthew; Schnabl, Philipp; … - 2018
Persistent link: https://www.econbiz.de/10011846356
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The role of technology in mortgage lending
Schnabl, Philipp; Fuster, Andreas; Vickery, James; … - 2018
Persistent link: https://www.econbiz.de/10011919116
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The rescue of Fannie Mae and Freddie Mac
Frame, W. Scott; Fuster, Andreas; Tracy, Joseph; … - 2015
We describe and evaluate the measures taken by the U.S. government to rescue Fannie Mae and Freddie Mac in September 2008. We begin by outlining the business model of these two firms and their role in the U.S. housing finance system. Our focus then turns to the sources of financial distress that...
Persistent link: https://www.econbiz.de/10011310200
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The sensitivity of housing demand to financing conditions: Evidence from a survey
Fuster, Andreas; Zafar, Basit - 2014
The sensitivity of housing demand to mortgage rates and available leverage is key to understanding the effect of monetary and macroprudential policies on the housing market. However, since there is generally no exogenous variation in these variables that is independent of confounding factors...
Persistent link: https://www.econbiz.de/10011340984
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The rescue of Fannie Mae and Freddie Mac
Frame, W. Scott; Fuster, Andreas; Tracy, Joseph; … - 2015
We describe and evaluate the measures taken by the U.S. government to rescue Fannie Mae and Freddie Mac in September 2008. We begin by outlining the business model of these two firms and their role in the U.S. housing finance system. Our focus then turns to the sources of financial distress that...
Persistent link: https://www.econbiz.de/10011341013
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Payment size, negative equity, and mortgage default
Fuster, Andreas; Willen, Paul S. - 2012
Surprisingly little is known about the importance of mortgage payment size for default, as efforts to measure the treatment effect of rate increases or loan modifi cations are confounded by borrower selection. We study a sample of hybrid adjustable-rate mortgages that have experienced large rate...
Persistent link: https://www.econbiz.de/10010333591