We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market …

Technology-based ("FinTech") lenders increased their market share of U.S. mortgage lending from 2 percent to 8 percent … from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech … lenders process mortgage applications about 20 percent faster than other lenders, even when controlling for detailed loan …

We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … guarantees and loans to the riskiest borrowers. Mortgage-backed securities purchases by the Federal Reserve also supported the …

evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …

This paper measures the effects on the primary U.S. mortgage market of the large-scale asset purchase (LSAP) program in …

.S. micro data to explore the extent to which mortgage activity differed across local areas in response to the first round of … Quantitative Easing (QE1), announced in November 2008. We document that QE1 increased both mortgage activity and real spending but …

Fixed-rate mortgages (FRMs) dominate the U.S. mortgage market, with important consequences for household risk … analysis compares the agency and nonagency mortgage-backed-securities (MBS) markets, exploiting the freeze in nonagency MBS … rate risk embedded in these loans. We highlight policy implications for ongoing reform of the U.S. mortgage finance system …

Surprisingly little is known about the importance of mortgage payment size for default, as efforts to measure the …. -- mortgage finance ; delinquency ; ARMs ; Alt-A ; TrueLTV …