lending portfolios. Using granular credit register data and detailed information on firm-level greenhouse gas emission …

estimate the impact of the ECB's dividend recommendation on bank lending and risk-taking. To address identification issues, we … rely on credit registry data and a direct measure that captures variation in compliance with the recommendation across … fiscal policies that supported credit during the Covid-19 downturn and investigates their interaction with the dividend …

scoring. Using Y-14M loan-level bank data, we also compare fintech SBL with traditional bank business cards in terms of credit … internal credit scoring. We use proprietary loan-level data from two fintech SBL platforms (Funding Circle and LendingClub) to …’ internal credit scores were able to predict future loan performance more accurately than the traditional approach to credit …

developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …This study gives an overview of recent innovations in the financing of small and medium-sized enterprises (SMEs) in … Asia. While SMEs are an important contributor to employment and gross domestic product in Asia, they often face significant …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly … ihres Liquiditätsgrads variiert. Im Gegensatz zu den USA ist im Allgemeinen die Größe einer Bank kein direkter …

This paper focuses on the recent changes in banking systems and how bank-specific characteristics have affected credit … supply in five Latin American countries (Brazil, Chile, Colombia, Mexico and Peru). We use detailed credit registry data and … funding, and a commercial business model generally supply more credit. Such banks are also more sheltered from monetary and …

estimate the impact of the ECB’s dividend recommendation on bank lending and risk-taking. To address identification issues, we … rely on credit registry data and a direct measure that captures variation in compliance with the recommendation across … fiscal policies that supported credit during the Covid-19 downturn and investigates their interaction with the dividend …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …