This paper focuses on the recent changes in banking systems and how bank-specific characteristics have affected credit …

This paper analyses the effectiveness of monetary policy on bank lending in a low interest rate environment. Based on a … less effective in stimulating bank lending growth when rates reach a very low level. This result holds after controlling … for business and financial cycle conditions and different bank-specific characteristics such as liquidity, capitalisation …

One aim of post-crisis monetary policy has been to ease credit conditions for borrowers by unlocking bank lending. We … find that bank equity is an important determinant of both the bank's funding cost and its lending growth. In a cross …-country bank-level study, we find that a 1 percentage point increase in the equity-to-total assets ratio is associated with a 4 …

, New Zealand, the Philippines and Thailand). We use supervisory bank-level data and apply a common empirical strategy. We … effect of macroprudential policy on credit growth. Finally, macroprudential policy is effective in reducing bank risk as … Macroprudential Policies Using Supervisory Bank-Level Data …

estimate the impact of the ECB's dividend recommendation on bank lending and risk-taking. To address identification issues, we …

estimate the impact of the ECB's dividend recommendation on bank lending and risk-taking. To address identification issues, we …