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developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …
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We consider the drivers and implications of the growth of "BigTech" in finance - ie the financial services offerings of technology companies with established presence in the market for digital services. BigTech firms often start with payments. Thereafter, some expand into the provision of...
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traditional loss and default models. Using proprietary transaction-level data from a leading fintech company in China for the … advantage of the model that uses the fintech credit scoring technique based on machine learning and big data tends to decline …
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