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Do negative policy rates hinder banks' transmission of monetary policy? To answer this question, we examine the behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher ratios of retail overnight deposits to total assets charge...
Persistent link: https://www.econbiz.de/10011975610
part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households …
Persistent link: https://www.econbiz.de/10010269704
Using comparable survey data from twelve European countries from 1994 to 2001 we investigate households’ attitudes towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage holders relative to countries where a significant...
Persistent link: https://www.econbiz.de/10009640403
part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households …
Persistent link: https://www.econbiz.de/10008558942
Using comparable survey data from twelve European countries from 1994 to 2001 we investigate households’ attitudes towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage holders relative to countries where a significant...
Persistent link: https://www.econbiz.de/10011605202
Using comparable survey data from twelve European countries from 1994 to 2001 we investigate households' attitudes towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage holders relative to countries where a significant part...
Persistent link: https://www.econbiz.de/10013147952
part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households …
Persistent link: https://www.econbiz.de/10013149816
part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households …
Persistent link: https://www.econbiz.de/10013156994
. - Mortgage debt ; credit markets ; financial distress ; household finance ; peer effects …
Persistent link: https://www.econbiz.de/10003971055
part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households … in a growing pool of debt holders. -- Mortgage debt ; credit markets ; financial distress ; household finance ; peer …
Persistent link: https://www.econbiz.de/10003926442