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Can everyone tap into the housing piggy bank? : racial disparities in access to home equity
Conklin, James N.; Gerardi, Kristopher; Lambie-Hanson, … - 2023
Persistent link: https://www.econbiz.de/10014445266
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Can everyone tap into the housing piggy bank? : racial disparities in access to home equity
Conklin, James N.; Gerardi, Kristopher; Lambie-Hanson, … - 2022
mortgage equity withdrawal (MEW) loan products were denied. Black and Hispanic homeowners' applications were denied at even … with purchase and rate/term refinance mortgage applications. Controlling for loan and borrower characteristics commonly …
Persistent link: https://www.econbiz.de/10013455833
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Foreclosure externalities and vacant property registration ordinances
Biswas, Arnab; Cunningham, Christopher R.; Gerardi, … - 2019
This paper tests the effectiveness of vacant property registration ordinances (VPROs) in reducing negative externalities from foreclosures. VPROs were widely adopted by local governments across the United States during the foreclosure crisis and facilitated the monitoring and enforcement of...
Persistent link: https://www.econbiz.de/10012122985
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Fracking and mortgage default
Cunningham, Christopher R.; Gerardi, Kristopher; Shen, … - 2016
a significant, negative effect on mortgage credit risk. Controlling for potential endogeneity bias by utilizing the …, consistent with the double trigger hypothesis of mortgage default. The results also suggest that increased fracking activity …
Persistent link: https://www.econbiz.de/10011627610
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Foreclosure externalities : new evidence
Gerardi, Kristopher; Rosenblatt, Eric; Willen, Paul; … - In: Journal of urban economics 87 (2015), pp. 42-56
Persistent link: https://www.econbiz.de/10011563316
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Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom
Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2020
Persistent link: https://www.econbiz.de/10012230641
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Foreclosure externalities : some new evidence
Gerardi, Kristopher; Rosenblatt, Eric; Willen, Paul; … - 2012 - Version of: July 25, 2012
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. -- foreclosure ; mortgage ; judicial ; power of sale ; right to cure …
Persistent link: https://www.econbiz.de/10009614091
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Villains or scapegoats? : the role of subprime borrowers in driving the U.S. housing boom
Conklin, James; Frame, W. Scott; Gerardi, Kristopher; … - 2018
An expansion in mortgage credit to subprime borrowers is widely believed to have been a principal driver of the 2002 … purchase mortgages to subprime borrowers. We also document that the expansion in speculative mortgage products and underwriting …
Persistent link: https://www.econbiz.de/10011895606
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Making sense of the subprime crisis
Gerardi, Kristopher; Lehnert, Andreas; Sherland, Shane M.; … - 2008
contemporary discussions of the mortgage market to see what market participants thought would happen, the authors find that …
Persistent link: https://www.econbiz.de/10003810078
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Making sense of the subprime crisis
Gerardi, Kristopher; Lehnert, Andreas; Sherland, Shane M.; … - 2009
Persistent link: https://www.econbiz.de/10003813035