Buchner, Florian; Goepffarth, Dirk; Wasem, Juergen - In: Health Policy 109 (2013) 3, pp. 253-262
In Germany risk adjustment is a core element of the regulatory framework of competition between sickness funds. It shall create a level playing field between funds with very heterogeneous risk structures. Prior to 2009 risk adjustment was mainly by a demographic model. In 2009 morbidity based...