Participation in supplementary pension funds allows workers to exploit tax benefits and payroll employees to take advantage of employer contributions. The simulations reported in the paper show that these two components can considerably increase workers' retirement wealth. Data show that returns...

In Italia, nonostante le recenti riforme, lo sviluppo dei fondi pensione rimane insoddisfacente, limitando il risparmio previdenziale dei lavoratori e l’articolazione del mercato privato dei capitali. Questo studio esamina i motivi alla base di questo ritardo, analizza i possibili vantaggi che...

Participation in supplementary pension funds allows workers to exploit tax benefits and payroll employees to take advantage of employer contributions. The simulations reported in the paper show that these two components can considerably increase workers' retirement wealth. Data show that returns...