Kowalski, Luke; Green, William; Lilley, Simon; … - In: Journal of risk and financial management : JRFM 16 (2023) 1, pp. 1-11
Cryptocurrencies were supposed to replace traditional payment methods when they were invented over 13 years ago, but adoption by the general consumer is still lacking, at least in the United States. Instead, crypto is often used as a speculative investment, by illicit actors, or for use cases...
