We study the impact of higher capital requirements on banks' balance sheets and its transmission to the real economy …-in-differences matching estimator. We find that treated banks increase their capital ratios by reducing their risk-weighted assets and … - consistent with debt overhang - not by raising their levels of equity. Banks reduce lending to corporate and retail customers …

wake of the financial crisis of 2007/2008. We show that owner controlled banks had higher profits in the years before the … manager-controlled banks. The results are robust to controlling for a wide variety of bank specific, country specific … shareholders may not be socially optimal in banks. …

households whose banks were more exposed to funding shocks report lower levels of non-mortgage liabilities. This, however, does …

Guarantees—The Role of Charter ValuesNormal Times versus Crisis TimesDiscussion and ConclusionReferencesAppendix 1. Listed Banks …

monetary policy was up (down). Overall, we find that competition among banks and competition from financial markets result in a …

contagion among large EU banks. Banksu0092 risk is measured by the first difference of weekly distances to default and abnormal … or more banks simultaneously is consistent with the assumption of a multivariate normal or a student t distribution … "systemically important" banks in the EU. …

debt holders. We further find that credible limits to the safety net reduce risk taking of smaller banks with low charter …