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Bank's financial distress, lending supply and consumption expenditure
Damar, H. Evren; Gropp, Reint; Mordel, Adi - Research Center SAFE (Sustainable Architecture for … - 2013
The paper employs a unique identification strategy that links survey data on household consumption expenditure to bank level data in order to estimate the effects of bank financial distress on consumer credit and consumption expenditures. Specifically, we show that households whose banks were...
Persistent link: https://www.econbiz.de/10010955127
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Market Indicators, Bank Fragility, and Indirect Market Discipline
Gropp, Reint; Jukka, Vesala; Vulpes, Giuseppe - EconWPA - 2004
We examine whether two commonly used indicators of bank fragility, the subordinated debt spread and KMV’s distance to default, yield signals in line with supervisors’ interests. We argue that supervisors would prefer indicators that are strictly increasing in earnings, and decreasing in...
Persistent link: https://www.econbiz.de/10005561616
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To separate or not to separate investment from commercial banking? : an empirical analysis of attention distortion under multiple tasks
Gropp, Reint; Park, Kyounghoon - 2016
separate investment banking from commercial banking to increase financial stability. This paper empirically examines one …). Universal banks can be viewed as combining two different tasks (investment banking and commercial banking) in the same … commercial banks. We show that the pay-performance sensitivity is higher in investment banking than in commercial banking, no …
Persistent link: https://www.econbiz.de/10011435830
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What drives banks' geographic expansion? : the role of locally non-diversifiable risk
Gropp, Reint; Noth, Felix; Schüwer, Ulrich - 2019
We show that banks that are facing relatively high locally non-diversifiable risks in their home region expand more across states than banks that do not face such risks following branching deregulation in the 1990s and 2000s. These banks with high locally non-diversifiable risks also benefit...
Persistent link: https://www.econbiz.de/10011981513
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What drives banks' geographic expansion? : the role of locally non-diversifiable risk
Gropp, Reint; Noth, Felix; Schüwer, Ulrich - 2019
We show that banks that are facing relatively high locally non-diversifiable risks in their home region expand more across states than banks that do not face such risks following branching deregulation in the 1990s and 2000s. These banks with high locally non-diversifiable risks also benefit...
Persistent link: https://www.econbiz.de/10011981521
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Banks' funding stress, lending supply and consumption expenditure
Damar, H. Evren; Gropp, Reint; Mordel, Adi - 2019
We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data to estimate the effects of bank funding stress on consumer credit and consumption expenditures. We show that households whose banks were more exposed to funding shocks report...
Persistent link: https://www.econbiz.de/10012012737
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Banks' financial distress, lending supply and consumption expenditure
Damar, H. Evren; Gropp, Reint; Mordel, Adi - 2014
We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data to estimate the effects of bank financial distress on consumer credit and consump- tion expenditures. We show that households whose banks were more exposed to funding shocks...
Persistent link: https://www.econbiz.de/10012061065
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What drives banks' geographic expansion? : the role of locally non-diversifiable risk
Gropp, Reint; Noth, Felix; Schüwer, Ulrich - 2019
We show that banks that are facing relatively high locally non-diversifiable risks in their home region expand more across states than banks that do not face such risks following branching deregulation in the United States during the 1990s and 2000s. Further, our evidence shows that these banks...
Persistent link: https://www.econbiz.de/10012062181
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Social centralisation, bank integration and the transmission of lending shocks
Gropp, Reint; Radev, Deyan - 2017
banking conglomerates. The new measure, the Power Index, assesses the prevalence of a language of power and authority in the …
Persistent link: https://www.econbiz.de/10011712884
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The determinants of bank capital structure
Gropp, Reint; Heider, Florian - 2009
The paper shows that mispriced deposit insurance and capital regulation were of second order importance in determining … minimum. Consistent with a reduced role of deposit insurance, we document a shift in banks' liability structure away from …
Persistent link: https://www.econbiz.de/10003963775