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The paper employs a unique identification strategy that links survey data on household consumption expenditure to bank … level data in order to estimate the effects of bank financial distress on consumer credit and consumption expenditures …
Persistent link: https://www.econbiz.de/10010226536
The paper employs a unique identification strategy that links survey data on household consumption expenditure to bank …-level data in order to estimate the effects of bank financial distress on consumer credit and consumption expenditures …
Persistent link: https://www.econbiz.de/10010238950
We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data … to estimate the effects of bank financial distress on consumer credit and consumption expenditures. We show that …
Persistent link: https://www.econbiz.de/10013053419
We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data … to estimate the effects of bank financial distress on consumer credit and consump- tion expenditures. We show that …
Persistent link: https://www.econbiz.de/10012061065
We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data … to estimate the effects of bank funding stress on consumer credit and consumption expenditures. We show that households …
Persistent link: https://www.econbiz.de/10012012737
We introduce an innovative approach to measure bank integration, based on the corporate culture of multinational … financial reports of global banks. We employ a two-step approach: as a first step, we investigate whether parent-bank or parent …-country characteristics are more important for bank integration. In a second step, we analyze whether bank integration affects the …
Persistent link: https://www.econbiz.de/10011698908
We introduce an innovative approach to measure bank integration, based on the corporate culture of multinational … financial reports of global banks. We employ a two-step approach: As a first step, we investigate whether parent-bank or parent …-country characteristics are more important for bank integration. In a second step, we analyse whether bank integration affects the …
Persistent link: https://www.econbiz.de/10011712884
relationship bank, but not to a transaction bank. We show that borrowers self-select to relationship banks depending on whether …
Persistent link: https://www.econbiz.de/10010225815
information for more than 45,000 loans issued by 240 loan officers of a large commercial bank in Europe. We examine the three main … directly rewarded under the contract, but are in the interest of the bank. In addition, while the response by loan officers …
Persistent link: https://www.econbiz.de/10010378353
We explore the sources of household balance sheet adjustment following the collapse of the housing market in 2006. First, we use microdata from the Federal Reserve Board’s Senior Loan Officer Opinion Survey to document that banks cumulatively tightened consumer lending standards more in...
Persistent link: https://www.econbiz.de/10010252065