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Coile, Courtney; Gruber, Jonathan - 2011

A critical question for Social Security policy is how program incentives affect retirement behavior. We use the wealth … of new data available through the Health and Retirement Survey (HRS) to examine the impact of Social Security incentives … on male retirement. We implement forward-looking models of retirement whereby individuals consider not just the …

Persistent link: https://www.econbiz.de/10014036681

Moral Hazard and Claims Deterrence in Private Disability Insurance

Autor, David; Duggan, Mark; Gruber, Jonathan - In: American Economic Journal: Applied Economics 6 (2014) 4, pp. 110-41

Exploiting within-firm, over-time variation in plan parameters for nearly 10,000 Long Term Disability (LTD) policies held by US employers, we present the first empirical analysis of the determinants of private LTD spells. We find that a shorter waiting period and a higher replacement rate...

Persistent link: https://www.econbiz.de/10010949175

Health Insurance, Labor Supply, and Job Mobility: A Critical Review of the Literature

Gruber, Jonathan; Madrian, Brigitte C. - National Bureau of Economic Research (NBER) - 2002

retirement decisions. Second, there is fairly clear evidence that health insurance is not a major determinant of the labor supply …

Persistent link: https://www.econbiz.de/10005575587

Moral Hazard and Claims Deterrence in Private Disability Insurance

Autor, David; Gruber, Jonathan; Duggan, Mark - National Bureau of Economic Research (NBER) - 2012

We provide a detailed analysis of the incidence, duration and determinants of claims made on private Long Term Disability (LTD) policies using a database of approximately 10,000 policies and 1 million workers from a major LTD insurer. We document that LTD claims rates are much lower than claims...

Persistent link: https://www.econbiz.de/10011103498

The Evolution of Medical Spending Risk

Gruber, Jonathan; Levy, Helen - In: Journal of Economic Perspectives 23 (2009) 4, pp. 25-48

How has the economic risk of health spending changed over time for U.S. households? We describe trends in aggregate health spending in the United States and how private insurance markets and public insurance programs have changed over time. We then present evidence from Consumer Expenditure...

Persistent link: https://www.econbiz.de/10008622146

Universal Health Insurance Coverage: Progress and Issues. Twenty-first Annual Herbert Lourie Memorial Lecture on Health Policy.

Gruber, Jonathan - Center for Policy Research, Maxwell School - 2009

Jonathan Gruber was a key architect of Massachusetts’ ambitious health reform effort, and in 2006 became an inaugural member of the Health Connector Board, the main implementing body for that effort. He delivered this lecture on October 2, 2009, and his references are to Congressional bills...

Persistent link: https://www.econbiz.de/10008558613