Showing 1 - 10 of 78
A critical question for Social Security policy is how program incentives affect retirement behavior. We use the wealth … of new data available through the Health and Retirement Survey (HRS) to examine the impact of Social Security incentives … on male retirement. We implement forward-looking models of retirement whereby individuals consider not just the …
Persistent link: https://www.econbiz.de/10014036681
We provide a detailed analysis of the incidence, duration and determinants of claims made on private Long Term Disability (LTD) policies using a database of approximately 10,000 policies and 1 million workers from a major LTD insurer. We document that LTD claims rates are much lower than claims...
Persistent link: https://www.econbiz.de/10011103498
Exploiting within-firm, over-time variation in plan parameters for nearly 10,000 Long Term Disability (LTD) policies held by US employers, we present the first empirical analysis of the determinants of private LTD spells. We find that a shorter waiting period and a higher replacement rate...
Persistent link: https://www.econbiz.de/10010949175
retirement decisions. Second, there is fairly clear evidence that health insurance is not a major determinant of the labor supply …
Persistent link: https://www.econbiz.de/10005575587
Jonathan Gruber was a key architect of Massachusetts’ ambitious health reform effort, and in 2006 became an inaugural member of the Health Connector Board, the main implementing body for that effort. He delivered this lecture on October 2, 2009, and his references are to Congressional bills...
Persistent link: https://www.econbiz.de/10008558613
How has the economic risk of health spending changed over time for U.S. households? We describe trends in aggregate health spending in the United States and how private insurance markets and public insurance programs have changed over time. We then present evidence from Consumer Expenditure...
Persistent link: https://www.econbiz.de/10008622146
Persistent link: https://www.econbiz.de/10015374548
Persistent link: https://www.econbiz.de/10004895821
Persistent link: https://www.econbiz.de/10004445028
Like most other developed nations, Canada has a large income security system for retirement that provides significant … of appropriate data. We provide an empirical analysis of the retirement incentives of the Canadian Income Security (IS … IS system have large and statistically significant impacts on retirement. This suggests that program reform can play some …
Persistent link: https://www.econbiz.de/10005404394