Basic income benefits cover recipients' actual heating expenses as long as they are not unusually high. In contrast, their electricity expenses are only covered via a lump sum at the standard rate. Thus, basic income recipients have weaker incentives for reducing their heating expenses than for...

Im Rahmen der Grundsicherung werden die tatsächlich anfallenden Heizungsrechnungen übernommen, sofern diese nicht unangemessen hoch sind. Dagegen werden Ausgaben für Strom lediglich pauschal im Regelsatz berücksichtigt. Somit haben Grundsicherungsbeziehende weniger Anreize, ihre Ausgaben...

Basic income benefits cover recipients' actual heating expenses as long as they are not unusually high. In contrast, their electricity expenses are only covered via a lump sum at the standard rate. Thus, basic income recipients have weaker incentives for reducing their heating expenses than for...

Im Rahmen der Grundsicherung werden die tatsächlich anfallenden Heizungsrechnungen übernommen, sofern diese nicht unangemessen hoch sind. Dagegen werden Ausgaben für Strom lediglich pauschal im Regelsatz berücksichtigt. Somit haben Grundsicherungsbeziehende weniger Anreize, ihre Ausgaben...

We analyze empirically the optimal design of social insurance and assistance programs when families obtain insurance by making labor supply choices for both spouses. For this purpose, we specify a structural life-cycle model of the labor supply and savings decisions of singles and married...

The rational expectations assumption, e.g. in life-cycle models and portfolio-choice models, prescribes agents to have model-consistent beliefs and to avoid systematic prediction errors. In reality, justi cation and identification of expectations are nontrivial. One way to solve this problem is...

We empirically analyze the heterogeneous welfare effects of unemployment insurance and social assistance. We estimate a structural life-cycle model of singles' and married couples' labor supply and savings decisions. The model includes heterogeneity by age, education, wealth, sex and household...

Knapp fünf Millionen Menschen haben Ende des Jahres 2022 Leistungen der sozialen Pflegeversicherung bezogen - rund zwei Millionen mehr als sechs Jahre zuvor. Maßgeblicher Grund für den starken Anstieg der Zahl der Leistungsempfänger*innen ist die Pflegereform im Jahr 2017. Der Großteil der...

Wage growth occurs almost exclusively in full-time work, whereas it is close to zero in part-time work. German women, when asked to predict their own potential wage outcomes, show severely biased expectations with strong over-optimism about the returns to part-time experience. We estimate a...

Individuals vary considerably in how much they earn during their lifetimes. This study examines the role of the tax-and-transfer system in mitigating such inequalities, which could otherwise lead to disparities in living standards. Utilizing a life-cycle model, we determine that taxes and...