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Policy makers often decide to liberalize foreign bank entry but at the same time restrict the mode of entry. We study how different entry modes affect the interest rate for loans in a model in which domestic banks possess private information about their incumbent clients but foreign banks have...
Persistent link: https://www.econbiz.de/10010365898
information on a firm's credit demand, we develop a direct measurement for access to credit and provide for the first time an … empirical evaluation of these methods. We find that information on the usage of credit is not sufficient to identify financially …
Persistent link: https://www.econbiz.de/10013082979
information on a firmś credit demand, we develop a direct measurement for access to credit and provide for the first time an … empirical evaluation of these methods. We find that information on the usage of credit is not sufficient to identify financially … for future survey design. -- access to finance ; usage of finance ; credit demand, perceived access to finance …
Persistent link: https://www.econbiz.de/10009728261
We show that firms' credit market experience determines their perception of aggregate bank lending policy using panel …
Persistent link: https://www.econbiz.de/10011952623
We study how firms' individual credit market experience influences their beliefs about the bank lending policy, using … conditions worse than anticipated. Exploiting the panel structure shows that firms without recent credit market experience are …
Persistent link: https://www.econbiz.de/10014279326
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We analyze the determinants of interest rate spreads of different loan categories in the Czech Republic during 2004–2011. We employ a detailed bank supervisory dataset that allows us to construct the actual spreads for four loan categories, namely small and large corporate loans, consumer...
Persistent link: https://www.econbiz.de/10013013694
Credit markets in many Eastern European countries are now dominated by foreign-owned banks. We analyze the development …. However, since market entry through acquisition allows acquiring a credit portfolio and a customer base, acquired banks were …
Persistent link: https://www.econbiz.de/10010343954
Persistent link: https://www.econbiz.de/10013428296