is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal … can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover …

remittances, which supports the idea that remittances act as self-insurance. We also show that other risk management strategies … are used to self-insure, substituting for both formal and informal insurance. We investigate this question using a unique … influence the purchasing of formal funeral cover. Finally, we find that determinants of informal insurance differ from those of …

is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal … insurance. -- remittances ; insurance ; risk management strategies … can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a …

is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal … can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover …

is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal … can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover …

remittances, which supports the idea that remittances act as self-insurance. We also show that other risk management strategies … are used to self-insure, substituting for both formal and informal insurance. We investigate this question using a unique … influence the purchasing of formal funeral cover. Finally, we find that determinants of informal insurance differ from those of …

than for large corporate loans and consumer loans. Interest rate risk determines the spreads for all loan categories. The … global financial crisis has, to a certain extent, increased the responsiveness of spreads to interest rate risk and liquidity … risk. …