Han, Song; Keys, Benjamin J.; Li, Geng - Federal Reserve Board (Board of Governors of the … - 2011
Are consumers who have filed for personal bankruptcy before excluded from the unsecured credit market? Using a unique … default risk--those with a bankruptcy history. On average, over one-fifth of personal bankruptcy filers receive at least one … offer in a given month, with the likelihood being even higher for those who filed for bankruptcy within the previous two …